Sara Cornwall - Your Local Advisor Here To Serve You

Retirement Funding Solutions was created to address and solve one of the most significant challenges facing the Baby Boomers Generation today... Being Financially Prepared for Your Retirement Years.

RFS is committed to educating retirees and their families on the value of a product that has been created by the US Government during President Reagan's term in office. The Home Equity Conversion Mortgage (HECM) was designed to utilize the equity in your home as a means to assist a peaceful and secure transition to one's retirement years. Many Financial Advisors are now realizing the value of this product as one of several financial planning tools.

Retirement Funding Solutions -
Core Values

• Integrity • Diligence • Loyalty • Companion

Sara Cornwall
Phone (203)856-9220
Toll Free (866) 374-6855
Serving homeowners in Connecticut
Branch Location
57 Plains Road Ste 3C
Milford, CT 06464
NMLS# 404181

Sara Cornwall has been working in reverse mortgages for over 10 years in Connecticut.   She has worked with over 2,000 homeowners, their advisors and families, taking great pride in helping clients reach the right decision for their needs. Sara’s success has been based on her compassion, knowledge of reverse mortgage loans and her customer service. She is a graduate of Boston College’s MBA program and the University of New Hampshire.  Sara is the proud parent of Harvey, her rescue standard poodle.  She is involved in an array of local volunteer programs including her local Rotary Club.

Call Sara today to find out how she’s helped thousands of people just like you or fill out the calculator to the right to see if you qualify.  She’s always available to help you through this process and would be happy to answer any questions you have.


Frequently Asked Questions

Do I still own my home?

You will still own your home and can remain in it as long as you wish, provided you continue to pay the property taxes, insurance and maintain the home in good condition.

How much money can I get?

The amount of funds available are based on a number of factors including the product you select. The proceeds available are calculated based on the youngest homeowner’s age, current interest rates and the lesser of the appraised value of your home, sales price or FHA Maximum Lending Limit. Currently the FHA Maximum Lending Limit is $625,500.

What if I have an existing mortgage?

If you currently have a mortgage on your home, the proceeds from the Reverse Mortgage is used to eliminate your current mortgage, in many cases homeowners obtain a Reverse Mortgage for this reason alone.

Will a Reverse Mortgage affect Social Security or Medicare?

A Reverse Mortgage doesn’t typically impact your Social Security or Medicare benefits, but benefits do vary state by state; be sure to consult a benefits professional.

When do I have to pay back the Reverse Mortgage?

The Reverse Mortgage becomes due and payable when the last remaining homeowner sells the property, permanently vacates the home or passes away.

Can I use a Reverse Mortgage to purchase a home?

Yes. With a Reverse Mortgage Purchase Loan, qualified homeowners use their loan proceeds to purchase the home, typically for downsizing or relocating to an active adult community or moving closer to their families.

      Synergy One Lending Inc. c/b/a Retirement Funding Solutions NMLS 2015894.  And add in small:  These materials are not from, and were not approved by, HUD or FHA.